For further details about the Sponsor Service Packages:

Mr. Robert Dyrcz, PICM

Polish Institute of Credit Management

Krakow, Poland

+48 600 09 33 72

rdyrcz@picm.pl

website: www.picm.pl

FECMA c/o VVCM,

Computerweg 22

DR 3542 Utrecht

Netherlands

+31 (0) 346 558 050

info@fecma.eu

Website:www.fecma.eu